The use of PPLI guarantees the best outcome for the investor
Although the name of the product is ”life insurance”, it is a platform for saving and investing.
PPLI can be taken out for both an individual and a company. In both cases, the maximum benefits are available.
PPLI is suitable for many kinds of investments, long-term savings, retirement savings or saving for a child. In addition to increasing wealth, it also offers the opportunity to transfer wealth flexibly to close relatives and thus also works as a sensible part of inheritance planning.
The PPLI taken out for the company, i.e., a capitalization bond, is perfect for managing the company's liquid assets and investment activities.
With an independent agent, setting up investment-linked insurance is easy and using it as an investment platform is effortless for you. We are your personal service provider, sometimes in the direction of insurance companies and sometimes with banks.
However, the best thing about a PPLI solution is tax efficiency. It enables the maximum benefit of the “interest on interest” effect in terms of investment returns, when you do not have to pay tax inside the insurance on the capital gains and interest income of the investments. Dividend income also comes more tax-efficiently to your insurance. You are only liable to pay tax when you withdraw your savings from the PPLI.
In this way, investment-linked insurance savings grow faster by utilizing the "interest on interest" and "interest on tax" effects. The result of the effect is significant in the long run - that's why PPLI is the best platform for investing.
Another significant advantage of PPLI in wealth management is the ease of changing investment targets within the investment-linked insurance. You can change investments (shares, funds, ETF, other approved investment instruments) whenever the investment strategy and trends change. This is, for example, in a situation where a long-term great investment has reached the end of its price rise and it would be time to switch to an investment with a better return potential. This is easily done, and taxes do not reduce the capital to be invested.
Thanks to PPLI, you can make tax-free investment decisions and always choose the best investments on the market.
